Is there such a thing as a natural born saver? Many folks who save routinely say it's a habit they had to learn. Saving begins with having the right attitude, one that makes you want to hang on to those hard-earned dollars. All good habits have to start somewhere. Today on MoneyWise, Kingdom Advisors President, Rob West, goes into detail on the best ways to break the spending habit and start to save. He offers advice about spending plans and how to stick to them, how to practically start saving and what to save for first, and how to set up and achieve goals in your finances. In today's show we also answer your questions: -Is a Grow Up Plan a good investment vehicle for my granddaughter? -I have 3 different 401K's from different employers. Should I roll these together? -We have acquired property with a home on it. It is completely paid off. We could maintain the property for about a year before it affects our finances. We don't want to sell it, but what are our other options? -We have a house that my daughter owned before she passed away. We don't want to rent it out. She owed 137K on it. The realtors would like to list it for 160K. Advice? To ask your questions, call (800) 525-7000 or email them at firstname.lastname@example.org. Also, visit our website, moneywise.org, where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources. Like and Follow us on Facebook at MoneyWise Media for videos and the very latest discussion! And remember that it's your prayerful and financial support that keeps MoneyWise on the air. You can help us continue this outreach by clicking the Donate tab at the top of the page.