Have you ever beensoclever about something that you outsmarted yourself? Usually, that's a bad thing but, when you follow the 30-day spending rule, outsmarting yourself could be like money in the bank.Today on MoneyWise, were taking that rule to the next level, and it's all to help you outsmart yourself into thinking differently about spending and saving. Our host is Kingdom Advisors President Rob West. The 30-day spending rule is all about curbing impulse purchases. You give yourself the freedom to make that purchase, but only if you wait 30 days. The 30-day spending rule: Instead of just waiting to buy the item - take the money you'd need for the item you want - and you put it in your savings account. Benefits include delayed gratification and more money towards investments.