Don't you just love that new car smell? Some people say they'd use it as a cologne if they could buy it in a bottle. But with the average new car price now at $37,000, well, that's mighty expensive perfume. New cars really do have a wonderful aroma, but there may be some add-ons in the sales contract that don't quite smell right. Our host Rob West tells you what to look out for. Some fees are unavoidable like the destination charge, documentation fee, state sales tax, and title and registration fee. A dealer may insist on charging you for an advertising fee but it should be listed on the vehicle in plain view. If they spring it on you when you're signing papers, do your best to have it taken out. There are many fees and charges that should always be avoided such as, a dealer preparation charge, a fabric protection fee, vehicle identification number etching, paint protection and rustproofing and undercoating fees. In today's show we also answer your questions: I heard you don't have to take your required mandatory distribution until age 72. Is this correct? What is the difference between an IRA and an annuity? When I am 72, can I roll the IRA into something else? I became a pastor this past year. What can I claim on my taxes? Is Instacart a good financial choice for groceries? Ask your questions at (800) 525-7000 or email them at [email protected] Visit our website at moneywise.org where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources. Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion! Remember that it's your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the Donate tab at the top of the page.