On this program, former MoneyWise host Howard Dayton joins Rob West to celebrate the birth of our Savior, Jesus Christ. They discuss Christmas memories and traditions, and offer advice for parents about teaching the real reason for the season. They also answer listener questions about charitable giving and taking out collateral loans for investment purposes. The opening verse is from Luke 2, which reminds us that Jesus was born in the city of David as a Savior and a sign of peace and goodwill to all people. As Christians living in a materialistic society, we must remember to celebrate for the right reason: to honor Jesus for leaving heaven to come to earth and to die as a sacrifice for us.