2023 is the year to take control of your finances and get out of debt. Use the snowball method to pay off credit cards, prioritize them by smallest to highest balance, and pay all the minimums. Create a budget with the FaithFi app, and start or increase your savings to prepare for the future. Take advantage of web courses to improve your skill set and protect yourself from fraud and identity theft. Rob also answers listener questions about budgeting, 401ks, and Roth IRAs.