For more than 20 years, 529 education savings plans have been helping families pay for qualified school expenses while enjoying a tax benefit. But there was a major drawback. Now, with the $1.7 trillion spending package passed last month, money leftover in a 529 savings plan can be rolled over into a Roth IRA without incurring taxes or penalties starting in 2024. This removes a major drawback to 529 plans and will likely encourage more families to open the accounts. Rob also answers listener questions about what to do after a CD matures, when to move money into an employer-sponsored ROTH account, and the best way to save for college.