HSAs (Health Savings Accounts) are a great way to save money now and have a healthier retirement income later. They are designed to help people struggling with out-of-pocket medical expenses, but they can also be used as a “super IRA” with triple tax advantages. To be eligible, you must have a high-deductible health plan, and there are limits to how much you can contribute each year. With an HSA, you can pay for qualified medical expenses now and in retirement, and you can even reimburse yourself for qualified health care expenses that you incurred in the past. If you are eligible to fund an HSA and think you will be able to pay at least some of your health care expenses with non-HSA money, it can be a powerful tool for retirement investing. With an HSA, you can save money for retirement and have peace of mind knowing that you will be able to cover your health care costs in retirement.