Home title fraud is a growing type of identity theft, but is the answer really another insurance policy? Rob talks about the different types of title fraud and how to protect yourself on this episode of Faith&Finance. Title fraud insurance is not the same as title insurance, which is a one-time purchase that protects against any claim involving the validity of your ownership of the property. Title fraud insurance does not lock your title and won't protect you from a scammer forging your signature and transferring your title. You can monitor the status of your deed online and sign up for automated alerts, but you don't need protection against title fraud as you are not responsible for any fraudulent loans taken out on your property. Title insurance is a good idea and can protect you from a loss and cover any legal fees involved with defending your ownership.