Matt Bell joins us again to discuss how our individual temperaments can affect the way we and our kids manage money. He explains four money management temperaments: Sanguine, Choleric, Melancholy, and Phlegmatic. Each temperament has its own strengths and weaknesses, and it is important to identify our own temperaments and those of our children in order to manage money in a God-honoring way. Matt also talks about the importance of cultivating an eternal perspective of money and how to do that. Finally, Rob answers a listener question about rebuilding retirement savings after having used up savings before retirement.