Christian Healthcare Ministries (CHM) is a Christian ministry that helps its members cover their healthcare costs. Unlike traditional healthcare plans, CHM does not require members to be bound to a particular network of providers, allowing them to choose their preferred doctor. CHM also provides emotional and spiritual support to its members, and has shared nearly $10 billion dollars in medical costs over the past 40 years. On today's program, Rob also answers listener questions about wills, trusts, 401ks, educational accounts, and credit accounts.