Despite inflation dropping, mortgage interest rates remain elevated at around 7%. However, experts predict that interest rates will drop to the mid-fives to low sixes by 2024. Home values have seen a 10% increase from January to May, but listing prices are starting to drop. This could be a great time to buy as there is less buyer competition and many sales include seller concessions. On today's program, Rob also answers listener questions about transferring a CD into another IRA CD, safe alternatives to banks, securing financial future after a divorce, living trusts, and dividing inheritance in wills.