Were happy to report another tidbit of good news about the nations economy today. The Commerce Department reports the overall savings rate is up. If America had a piggy bank, it just might have a smile on its face. Today, Rob West and Steve Moore show us how this news affects you. Next, they answer your questions at (800) 525-7000 and [email protected] about the following: - I have really good credit. I just paid off my house and car and am not currently buying any new stuff. But my credit rating has gone down recently. Why is that? -I have quite a bit of debt due to a job loss. While Im paying it down, would it be OK to cut back on my tithing a little bit? -My job is offering a pension payout. If I were to take their offer and look for another job, how would that affect my Social Security? -I have a timeshare that Ive never used. Ive had it for more than 30 years, and I keep paying the maintenance fees. How do I get rid of it? Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.