Today on Money Wise, Steve Moore and Rob West chat about 529 plans.They offer advice on what they are and some common mistakes peoplemake relating to them. They talk about mistakes like assuming yourmoney will grow, forgetting to adjust your asset allocation andsavings rate, getting the timing of your contributions wrong, gettingthe timing of your withdrawals wrong, and emptying the account whenyour child doesn't need the money. Next, they answer yourquestions at (800)525-7000 [email protected] the following:- I have cash sitting in an IRA. What is the best use of this money?- I tithe off of my social security and my tax return. Someone told methat since I am a senior I don't need to tithe anymore. Is this true?- What is better, a will, or a trust?Be sure to check out our new website atmoneywise.orgto connect witha Compass Coach or access our books,videos, or any of our free helpful resources. You can also find us onFacebook (Compass - finances God's way) and get notifications aboutwhat we are up to. Thanks for your prayerful andfinancial support that helps keep MoneyWise on the air. And if you'dlike to help, just go to the website and click the Donate tab at thetop of the page.