Dont look now but the Christmas shopping season is just ahead. Thats the time of year when we throw caution to the wind and the budgets out the window, even though some of us still have paid off last years credit card bills.Millions of Americans will go into hawk this Christmas, but you dont have to be one of the. Today, Rob West and Steve Moore talk to Neile Simon of Christian Credit Counselors on how you can avoid Christmas debt. Next, they answer your questions at (800) 525-7000 and [email protected] about the following: - We have a blended family and weve set up a trust. Im concerned that the correct proportion isnt going to the right family members. - I believe in tithing. Someone suggested that I cut back on tithing to pay an outstanding debt. What does the Bible say about this? -We hear often how God has blessed people financially because of their tithing. But weve never experienced it. In fact, we have a large amount of debt. Should we catch up on our debts before we begin tithing again? To contact Christian Credit Counselors, go towww.christiancreditcounselors.org, or call 800-557-1985 ext.4. Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.