Whether your church is young or old, a benevolence fund should be a key part of it's ministry. True, most churches have them, and they're a blessing to those in need, but do we take them for granted? If your church needs to start a benevolence fund or it's been on autopilot, maybe it's time for a refresher course. Today, on MoneyWise Rob West and Steve Moore have some best practices for your church. Next, they answer your questions at (800) 525-7000 and [email protected] about the following: -We recently started farming and we have quite a bit of farm debt. What's the best way to pay off business debt? -My wife and I are debt-free. My company offers a health savings plan. Should we take advantage of that? -I am retired I have gotten myself into a lot of credit card debt. What do you think about credit card consolidation? -What do I need to keep in mind when I take the equity out of my primary residence to fund an investment property? -My husband has recently retired. He has a pension and a 401k. Should we put some of the 401k into the pension? Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.