Today on Money Wise, Rob West and Steve Moore offer some Biblical advice and wisdom on how to break the paycheck to paycheck cycle. The talk about the best way to be prepared financially when hard times hit. Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following: -I lost my job and I am behind on my mortgage and my homeowner's payment. What should I do? Should I try and sell my home? -What do you think about using your HELOC to bring down the principle of your home? -My husband would like to take a lump sum out of his retirement to buy a car. Is this wise? Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.