Hmmmrecycling unwanted gifts. It's more common than you think and can be a real money saver if done correctly. Is it OK to give an unwanted gift to someone else? Today on MoneyWise, our host, Rob West, has some rules and guidelines on this. It's good stewardshipgiving something you don't want to someone who can make good use of it. Don't regift presents that have sentimental meaning, were handmade, or things within your immediate family people are familiar with. Regift items that are new and still in the original packaging. If they're already opened and the packaging is gone, don't regift them, just ask someone if they'd want it and then just give it to them. Make it thoughtful. Don't regift something just to get rid of it. Make sure they can use it. Eliminate all signs of regiftingpieces of leftover wrapping paper or tape, a personalized inscription, someone elses name written on the package, etc. Be mindful of peoples feelings with all of this. In today's show we also answer your questions: I'm 60 years old, am currently unemployed and am choosing to dip into some of my stocks. I also have a sizable annuity. Can I pull out some money from the annuity to pay off my condo? My company just recently got bought out and I had a 401(k) with them. Do I roll this over into a new 401(k) with this new company? Should I retire? And what should I do with my life if I choose to? I'm am about to receive a sizable cash gift and wanted to know of the wisest way to use it. What advice do you have on buying a used car? To ask your questions, call (800) 525-7000 or email them at [email protected] Also, visit our website, moneywise.org, where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.