If you're working on New Years resolutions right about now there's a good chance some of them deal with money. That's great, but are you considering the full range of financial moves you could make in 2020? The list would be long, indeed, covering the practical, emotional and spiritual changes you could make to your finances. Our host Rob West welcomes investing expert Mark Biller to discuss those today. Mark Biller is the executive editor at Sound Mind Investing where they've been working hard on an exhaustive list of 75 potential money moves for the new year. Rob and Mark discuss some of those today on Money Wise, but the full list is available at SoundMindInvesting.org. In today's show we also answer your questions: - We have a 30 year loan on our home. We owe 118K on it. Should we refinance? - What are the best options for me for taking out my social security?