2 Corinthians 9:6 reads, "The one who sows sparingly will also reap sparingly, and the one who sows generously will also reap generously." For over a century, Americans who itemize their taxes have been able to deduct their charitable giving. But a new study has revealed a problem with one form of that giving. Should you shy away from setting up a donor-advised fund and not take advantage of the tax benefits they offer? Not at all. If you itemize deductions on your federal income tax form, a donor-advised fund is still one of the best ways you can maximize your giving to your church or other ministries. The best way to do that is by setting one up with the National Christian Foundation or NCF. Their version is called a Giving Fund. NCF takes great pains to quickly get money to ministries. It’s one of the largest US charities and the largest Christian grant-maker in the world. Over 30,000 families have used their Giving Funds to send more than $13 billion to 63,000 ministries, churches, and other charities. Unlike other entities that manage donor-advised funds, NCF’s mission is to mobilize resources. They don’t try to accumulate assets under management, but rather to inspire givers to direct their NCF giving funds to charities and causes that need it most. NCF is an industry leader in the amount of funds granted each year which means more money is available for immediate impact. Get more information at NCFGiving.com. Acts 20:35 sums up the work at NCF: "In all things I have shown you that by working hard in this way we must help the weak and remember the words of the Lord Jesus, how he himself said, 'It is more blessed to give than to receive.'" On today’s program we also answer your questions: --My husband and I have lost faith in our financial advisor. What advice do you have about switching advisors, moving our portfolio from one advisor to the next? What should we take to the advisor? --What do you think about timing the market? --What are the top 3 companies you’d recommend to get a good credit card in terms of no annual fee, good interest rate, and getting money back? --Is there any reason we shouldn’t enter into a non-QM mortgage? Remember, you can call in to ask your questions 24/7 at (800) 525-7000 or email them to [email protected] Also, visit our website at MoneyWise.org where you can listen to past programs, connect with a MoneyWise Coach, and even download free, helpful resources like the free MoneyWise app. Like and Follow us on Facebook at MoneyWise Media for the very latest discussion! And remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the Donate tab on our website or in our app.