Losing your car keys is frustrating, but losing an insurance policy or an inheritance can be financially devastating. We all lose stuff, and most of the time it’s things like a wallet, eyeglasses or the TV remote. But would you believe that each year, assets totaling millions of dollars go missing? Life insurance policies: they’re lost more often than you think. Survivors may not be aware that a policy exists. Paperwork can be lost. If you don’t have an efficient filing system, insurance papers can easily be accidentally thrown out. There are other sources of unclaimed funds: pension plans, 401(k)s, bank accounts, IRS refunds, and savings bonds. There might be uncashed checks, CDs, trust funds, utility deposits, stocks and bonds, wages and even the contents of safe deposit boxes. Get help with the NAIC’s Life Insurance Policy Locator Service. Find out more about the service in this press release. Get contact information for state insurance commissioners. MissingMoney.com, sponsored by the National Association of Unclaimed Property Administrators, helps you search for unclaimed money in your name. If your state doesn’t participate in Missing Money. com, visit Unclaimed.org. Find unclaimed money from the federal government and other sources here. On today’s program we also answer a few of your questions: Eighteen years ago, my mom put money into annuities and said that she now wants to give it my brother and me. She wants us to use it now and to take care of it. But we don’t know what to do! I’d heard that Social Security is running out! Is that true and if so, what should I do? I have about $10, 000 in savings and in investments. Also, I have good credit. Would it be wise to start looking at buying a house over the next year or do you think I should just keep saving and try to have more of a down payment? Regarding my budget, how do you know when a vehicle’s maintenance is nickel and diming you to death?