3-D Budget with John Putnam
John Putnam joins Rob West to discuss the "3-D Budget", a fresh perspective to help people get better control of their money. This budget categorizes expenses into three columns: "Need to pay", "Have to pay" and "Want to pay". It helps to highlight related opportunities, decrease flexible outflows, increase cash flow and provide a written record to be shared with others. Rob also answers questions from listeners about annuity IRAs, credit reports, capital gains tax and 401ks.